Road to debt recovery


Pre-Action Collection

We will act fast to send a Letter Before Action “LBA” or Preaction protocol letter “PAP” (where applicable). 

All letters are tailored to your needs including the time for payment allowed under the letter. 

We will also discuss what course of action is suitable if they do not respond.

Court Proceedings

If there is no response to our LBA or PAP, we can prepare and send proceedings to court. 

If there is no response, we can apply for a judgment to be entered on your behalf and then advise you in respect of enforcement procedures.

Enforcement of Judgments

We will advise on the best method for you. 


  1. instructing a bailiff, 
  2. a charging order, 
  3. a third party debt order, 
  4. an attachment of earnings order.
  5. a statutory demand (Please see below)

Insolvency Processes

Statutory Demand – an initial step to issuing Bankruptcy or Winding Up proceedings

Bankruptcy – for debts over £5,000 bankruptcy proceedings can be extremely effective in recovering undisputed debts. This involves serving the debtor a statutory demand, then issuing a bankruptcy petition if they do not respond.

Winding Up – for debts over £750.00 winding up proceedings can be extremely effective in recovering undisputed debts. Before we start this, we usually send a letter demanding payment or a statutory demand. If you don’t receive payment, we can then issue a winding up petition 

Foreign Debt Collection – We can help you track down debt in Ireland, Scotland and most of Europe.

How Athena Debt Recovery Can Help

  • Your debt is treated as if it were money owed to us, and we collect it as quickly as possible
  • We can call on and you can draw on the additional expertise of our Commercial litigation and Insolvency teams
  • We are approachable, commercial and always happy to discuss individual matters
  • You can rely on our use of the latest technology to ensure an efficient and reliable service
  • We can increase your recoveries by working smarter

The recovery of  debts is extremely important to avoid financial pressure of your business. 

We offer a range of services to help you do this and a highly skilled team of commercial debt recovery lawyers who specialise in Pre-Action Collection, Court Proceedings, Enforcement of Judgments, Bankruptcy and Winding Up and Foreign Debt Collection.

We offer a competitive quality debt recovery service for general debt matters. 

We also provide a bespoke service for difficult debts or where insolvency proceedings are appropriate. 

We can undertake bulk recoveries or debt portfolios.

About the author

Iain Bould

Senior litigation executive and manager

Iain is a senior litigation executive and manager of Athena Debt Recovery which is part of the firm’s commercial litigation department supervised by our head of commercial litigation partner Stephen Boyd.

Iain has over 28 years experience in Commercial Debt Recovery having worked in both Private Practice and Industry and has extensive experience working across all industry sectors and has a particular expertise in working with Insolvency Practitioners in advising and recovering outstanding insolvent company ledgers.

Iain brings a pragmatic and commercial approach to recovering debts.

Contact us for a free consultation

If you need any advice or further information regarding this article, please contact us.  

We offer a free initial consultation and if clients have a viable claim, we offer a variety of retainer options including no win – no fee arrangements.  

Every case or potential case will be assessed, on its own merits.

If you have found this article interesting and would like to learn more about how Athena Law can help you please feel free to contact the writer, Iain Bould, at or via the contact page on the website.

Share this post

Scroll to Top