No Collection, No Fee.

Simply... a better debt recovery service

Bad debts, and the resources spent trying to recover them, can slow the pace of even the healthiest business. Cash is King and the lifeblood of any business.

Step 1. 

Get a free quotation

Tell us about your company and your debtor to get a tailored quote.

Step 2.

Upload Invoices

Upload your overdue invoices and other documentation for your case.

Step 3. 

Submit Your Case

Confirm and register your case to become a customer. We take care of the rest.

Client Testimonials

Chris Davy EnviroCraft Waste Solutions
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Iain is very knowledgeable and translates this well with his commercial understanding
Jim DeeneyVentac
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We are Clients of Athena Debt Recovery and we rate their service 10/10. They are accessible, responsive and they have a clear focus on delivery
Tim Witcherley
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Just a note to thank Athena for dealing promptly and effectively with a potentially difficult bad debt situation. We rarely have to take action against our clients but in this case Iain Bould was able to collect the full amount outstanding within three weeks without damaging the client relationship
Alan ClappertonGroup Finance Director
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Having worked with Iain for a number of years I can gladly attest to the professional and most effective approach he brings to debt collection. Having provided a high level of service in all areas of our credit procedures and legal collection processes I can highly recommend Iain and his team.
Diane Dunion Licensed Insolvency Practitioner
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Having worked with Iain on numerous occasions I find him to be extremely professional, and his manner in dealing with clients and other third parties is to be complimented. Iain acts with the utmost integrity, and his attention to detail is second to none, offering a proactive, pragmatic and commercial approach to commercial debt recovery and insolvency solutions.

Combining both firmness and discretion, we never forget that we represent your business.

Athena Debt Recovery (ADR) is the dedicated debt recovery department of Athena Solicitors LLP. The team at ADR have over 80 years combined experience in the corporate debt recovery field and bring with them a wealth of knowledge and expertise in debt recovery steps to aid your business.

At Athena Debt Recovery we provide a considered approach to speed up debt recovery collections whilst minimising customer conflict and reducing the risk to your business.  

Our service is tailored to match the individual needs of your business and we pride ourselves in offering bespoke, cost effective solutions to your debt recovery needs – from simply chasing late payers to legal proceedings including all county court and insolvency processes.  

We are totally dedicated to helping our clients improve cash flow and increase the profitability of their businesses and we use the latest in Debt Recovery software enabling us to process both prelegal and legal collections promptly and efficiently.

No Collection No Fee

Our success rate for collections is second to none, and because of this, we make no charge for our pre-legal recovery services unless we succeed in recovering what you are owed. If we are successful, then our charges will be on a percentage basis. In other words, we are only paid if you are paid!

Where appropriate, we use the Late Payment of Commercial Debt Regulations to maximise your recoveries and allow the recovery process to be cost-neutral to your business.

Easing the Court process

We are totally focused on recovering debts quickly and without the need for court process. If, however, court action is required, we always discuss the procedures and agree charges with you in advance. We ensure that our costs are at times kept proportionate to the value of the debt you are seeking to recover. 

In most cases we will endeavour to agree fixed fees with you. In higher value cases fees can be agreed on a case by case basis but we will do our best to accommodate your business needs including agreeing competitive hourly rates and if appropriate discounted or conditional fee structures. We have good working relationship with Barrister’s chambers which enables us to leverage our relationships to secure representation by Counsel at trial at competitive rates.

Prevention is better than cure

We can implement simple credit control procedures to minimise bad debt problems before they occur.  We can advise on business terms and conditions to ensure that  they are easier to enforce and more effective and fully protect your business.

Road to debt recovery


Pre-Action Collection We will act fast to send a Letter Before Action “LBA” or Preaction protocol letter “PAP” (where applicable).  All letters are tailored to your needs including the time for payment allowed under the letter.  We will also discuss what course of action is suitable if they do not respond. Court Proceedings If there

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Know your customer “KYC”

KYC procedures should be one of the first steps taken to assess risk and legal requirement and should be undertaken at the commencement of dealings but should also be regularly reviewed.  In this article we look at “KYC” from a Business to Business (B2B) recoveries point of view.  To take recovery steps against the wrong

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The Impact Covid 19 on Late Payments – An Update

In the previous article on this subject, we explored the impact of the pandemic on late payments to small businesses. Following the budget announcements, what impact will this have on small business owners who are least able to weather the storm of cashflow issues?  As previously discussed, in June 2019 the Government announced a series

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Debt Respite Scheme

The Debt Respite Scheme (Breathing Space Moratorium and Mental Health Crisis Moratorium) (England and Wales) Regulations 2020  From May 2021 new regulations come into force The Scheme aims to give someone who has problem debt the right to legal protection from their creditors and will be known as ‘breathing space’. Two types of ‘breathing space’

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Commercial Debt Collection

How should my company go about recovering its debts?

It is estimated that Small and Medium Enterprises (SMEs) wrote off a total of £5.8bn of debt in the last financial year.  The Reasons given for the write-offs included: not wanting to ruin customer relationships,  being unclear about the proper channels for pursuing payment of money owed. Proactive early stages  My experience is that customer relationships are

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Pandemic makes late payment a bigger issue

Pandemic makes late payment a bigger issue

Evidence shows that the ongoing Covid-19 pandemic has exacerbated a culture of  longstanding late payment problems for UK businesses. Research by the Institute of Directors has identified that almost two in five business have faced an increase in late payments and overdue debts during the pandemic, with one in ten saying that late payment problems

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Credit Control and Debt Recovery Services
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